Moneylenders Act (Cap. 188): Primary legislation governing moneylending businesses in Singapore, including licensing requirements, interest rate caps, and prohibited practices
Banking Act (Cap. 19): Regulates banking institutions and their lending practices, including compliance with MAS directives and regulatory requirements for lending
Securities and Futures Act (Cap. 289): Governs securities-based lending and regulatory requirements when loans involve or are secured by securities
Civil Law Act (Cap. 43): Contains fundamental contract law principles and regulations governing contract formation and enforcement in Singapore
Consumer Protection (Fair Trading) Act: Protects consumer interests and regulates unfair practices in lending when the borrower is a consumer
MAS Guidelines (Notice 635): Regulatory guidelines from Monetary Authority of Singapore covering lending practices, responsible financing, and anti-money laundering requirements
ABS Guidelines: Association of Banks in Singapore guidelines establishing industry standards and best practices for lending
Personal Data Protection Act 2012: Governs data privacy requirements and consent for collection and use of personal data in lending agreements
Unfair Contract Terms Act: Regulates the fairness and reasonableness of contract terms in lending agreements
Companies Act (Cap. 50): Relevant when parties are companies, governing corporate authority to borrow/lend and related corporate matters
