Banking Act (Cap. 19): Primary legislation that regulates banking business and credit facilities in Singapore, including provisions on licensing requirements and credit limits
Monetary Authority of Singapore Act (Cap. 186): Establishes MAS's regulatory authority over financial institutions and contains provisions relevant to credit and banking facilities
Securities and Futures Act (Cap. 289): Applicable when facility involves securities or is secured by securities, containing provisions on collateral arrangements
MAS Notice 612: Regulatory notice on Credit Risk Management issued by the Monetary Authority of Singapore
MAS Notice 635: Regulatory notice on Unsecured Credit Facilities issued by the Monetary Authority of Singapore
Contract Law (Cap. 43): Governs basic principles of contract formation, contractual remedies and enforcement in Singapore
Companies Act (Cap. 50): Regulates corporate borrowing powers and financial assistance provisions
Property Law Act (Cap. 242): Relevant when real property is involved as security for the facility
Bankruptcy Act (Cap. 20): Contains provisions affecting creditor rights and bankruptcy scenarios
Insolvency, Restructuring and Dissolution Act 2018: Modern legislation governing corporate insolvency, restructuring and dissolution matters
Consumer Protection (Fair Trading) Act: Applicable if the facility is provided to individuals, containing fair trading provisions
Personal Data Protection Act 2012: Governs data privacy requirements in handling personal information
MAS Notice 626: Regulatory notice on Anti-Money Laundering and Countering the Financing of Terrorism requirements
