Banking Act (Cap. 19): Primary legislation governing banking institutions and their operations in Singapore, including credit facilities and banking business regulations
Moneylenders Act (Cap. 188): Regulates money lending activities and provides framework for credit transactions in Singapore
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in credit agreements
Contracts Act (Cap. 53): Provides the fundamental legal framework for contract formation and enforcement in Singapore
Personal Data Protection Act 2012 (PDPA): Governs the collection, use, and disclosure of personal data in credit applications and agreements
MAS Guidelines: Regulatory guidelines issued by Monetary Authority of Singapore for credit and banking operations
MAS Notice 635: Specific regulations regarding banking arrangements with related parties
MAS Notice 645: Guidelines and requirements for credit risk management in banking institutions
MAS Notice 656: Specific regulations governing consumer credit banking practices
Credit Bureau Singapore Requirements: Guidelines for credit reporting and information sharing tHRough the Credit Bureau Singapore
AML/CFT Regulations: Anti-Money Laundering and Countering the Financing of Terrorism regulations applicable to credit transactions
Fair Practices in Lending Guidelines: Standards for fair lending practices and consumer protection in credit agreements
Electronic Transactions Act: Governs electronic transactions and digital signatures in credit applications and agreements
Unfair Contract Terms Act: Regulates and prevents the use of unfair terms in contracts, including credit agreements
Evidence Act: Provides framework for admissibility of evidence in legal proceedings related to credit agreements
