Banking Act (Cap. 19): Primary legislation governing banking institutions and their operations in Singapore, including credit facilities and banking regulations
Securities and Futures Act (Cap. 289): Regulates financial products and services, including certain types of credit facilities that may involve securities
Moneylenders Act (Cap. 188): Governs money lending activities and sets requirements for interest rates, documentation, and lending practices
Companies Act (Cap. 50): Regulates corporate borrowing and provides framework for company obligations in credit agreements
Contract Law Act (Cap. 53): Provides the fundamental legal framework for contract formation and enforcement in Singapore
Unfair Contract Terms Act (Cap. 396): Controls the use of unfair terms in contracts and protects against unreasonable contract provisions
MAS Guidelines on Fair Dealing: Regulatory guidelines ensuring fair dealing principles in financial products and services
MAS Notice 634: Regulations on banking secrecy and confidentiality requirements in banking transactions
MAS Notice 635: Guidelines specific to unsecured credit facilities and their management
Conveyancing and Law of Property Act (Cap. 61): Governs property-related security arrangements in credit facilities
Registration of Deeds Act (Cap. 269): Requirements for registration of security interests and related documentation
Consumer Protection (Fair Trading) Act: Protects consumer interests in financial transactions and ensures fair trading practices
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in credit agreements and banking relationships
MAS Notice 626: Anti-money laundering and countering the financing of terrorism requirements for credit facilities
Corruption, Drug Trafficking and Other Serious Crimes Act: Provides framework for preventing the use of credit facilities for money laundering or criminal activities
