UCC Article 9: Uniform Commercial Code Article 9 governs secured transactions, including creation, perfection, and priority of security interests in personal property
UCC Article 8: Uniform Commercial Code Article 8 regulates investment securities and the rights and obligations of parties in securities transactions
UCC Article 4: Uniform Commercial Code Article 4 covers bank deposits and collections, including rights and obligations in banking transactions
Securities Exchange Act of 1934: Federal law governing securities trading and brokerage, relevant when securities accounts are involved in the pledge
Federal Deposit Insurance Act: Establishes the FDIC and provides framework for deposit insurance and banking regulations
Bank Secrecy Act: Requires financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Contains customer identification requirements and anti-money laundering provisions affecting account relationships
State UCC Variations: State-specific modifications to the Uniform Commercial Code that may affect pledge agreements in particular jurisdictions
State Banking Regulations: State-specific rules governing banking operations and secured transactions within the state
State Securities Regulations: State-specific securities laws (Blue Sky Laws) that may affect pledges involving securities accounts
Federal Reserve Regulation CC: Governs availability of funds and collection of checks in banking system
Federal Reserve Regulation D: Establishes reserve requirements for depository institutions and defines types of accounts
Bankruptcy Code Chapter 11: Provisions affecting secured interests in bankruptcy proceedings, including automatic stay and creditor rights
Truth in Lending Act: Consumer protection law requiring disclosure of key terms and costs in lending agreements
CFPB Regulations: Consumer Financial Protection Bureau regulations protecting consumers in financial transactions
