Pawnbrokers Act 2015: Primary legislation governing pawnbroking in Singapore, covering licensing requirements, interest rate caps, valuation requirements, redemption periods, pawner's rights, auction procedures, and record-keeping obligations
Pawnbrokers Rules 2015: Subsidiary legislation providing detailed regulations for implementing the Pawnbrokers Act, including specific operational requirements and procedures
Moneylenders Act: Related legislation that may impact pawnbroking operations, particularly regarding interest rates and lending practices
Consumer Protection (Fair Trading) Act: Legislation ensuring fair trading practices, transparent pricing, and consumer rights in pawnbroking transactions
Personal Data Protection Act 2012: Legislation governing the collection, use, and protection of personal data in pawnbroking transactions
Interest Rate Requirements: Specific regulations regarding maximum interest rates that can be charged on pawned items
Valuation Requirements: Rules governing how pawned items must be valued and documented
Redemption Period Rules: Regulations specifying the mandatory redemption periods and related procedures
Auction Procedures: Requirements for conducting auctions of unredeemed pledges, including notice periods and surplus handling
Disclosure Requirements: Mandatory information that must be disclosed to pawners, including interest rates, fees, terms, and conditions
Record Keeping Requirements: Specifications for maintaining proper records of all pawn transactions and customer information
Data Protection Requirements: Rules for collecting, storing, and protecting customer personal data in compliance with PDPA
Dispute Resolution Procedures: Required procedures for handling customer complaints and resolving disputes
