Moneylenders Act: Chapter 188 of Singapore Laws - Primary legislation governing money lending activities, including interest rate restrictions and licensing requirements
Civil Law Act: Chapter 43 of Singapore Laws - Fundamental legislation governing civil matters including contractual relationships and remedies
Contracts Act: Chapter 53 of Singapore Laws - Key legislation governing formation and enforcement of contracts in Singapore
Money-Changing and Remittance Businesses Act: Legislation governing money changing and remittance businesses, relevant for cross-border loan considerations
Interest Rate Regulations: Specific provisions under Moneylenders Act regarding maximum interest rates and calculation methods
Maximum Loan Amount Rules: Regulatory limits on loan amounts that can be extended under personal loans
Enforceability Requirements: Legal requirements for making the promissory note enforceable under Singapore law
Statute of Limitations: Time limits for debt collection and enforcement of promissory notes in Singapore
MAS Regulations: Monetary Authority of Singapore's regulatory requirements affecting personal loans
AML Requirements: Anti-Money Laundering requirements that may apply to personal loan transactions
Essential Document Elements: Required components including party identification, loan amount, interest rate, repayment terms, default provisions, and governing law clause
