Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including debt collection activities and FCA authorization requirements
Consumer Credit Act 1974: Fundamental legislation governing consumer credit and debt collection practices, including requirements for information disclosure and consumer protections
Data Protection Act 2018: UK's implementation of data protection standards, governing how personal information including financial data must be handled
UK General Data Protection Regulation: Post-Brexit data protection regulation providing individuals with rights over their personal data and how it's processed
Limitation Act 1980: Legislation setting time limits for bringing claims on debts, typically 6 years for most debts in England and Wales
FCA Handbook - Consumer Credit sourcebook (CONC): Detailed regulatory requirements for consumer credit firms, including specific rules for debt collection practices
Credit Services Association Code of Practice: Industry standards and best practices for debt collection agencies in the UK
Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, including aggressive debt collection tactics
Consumer Rights Act 2015: Legislation consolidating consumer rights and protections, including fairness in consumer contracts
Privacy and Electronic Communications Regulations 2003: Regulations governing electronic communications, including restrictions on how debt collectors can contact debtors
Protection from Harassment Act 1997: Legislation preventing harassment, which applies to excessive or aggressive debt collection practices
