Document background
A Debt Collection Letter of Demand is a crucial document in the debt recovery process under England and Wales jurisdiction. It represents a formal attempt to recover outstanding payments before pursuing legal action. This document should be used when informal attempts to collect payment have failed and the creditor wishes to escalate the matter. The letter must carefully balance assertiveness with legal compliance, particularly regarding the FCA's debt collection guidelines and harassment laws. It typically includes detailed information about the debt, payment methods, and consequences of non-payment, while maintaining professional tone and legal validity.
