Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and debt collection practices in England and Wales
Limitation Act 1980: Legislation setting time limits for bringing legal claims regarding debts
Financial Services and Markets Act 2000: Key legislation regulating financial services and markets in the UK
Data Protection Act 2018: UK implementation of GDPR, governing how personal data including financial information must be handled
FCA Handbook: Regulatory guidelines and rules set by the Financial Conduct Authority
CONC Rules: Consumer Credit Sourcebook rules providing specific regulations for consumer credit activities
Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices
Credit Services Association Code of Practice: Industry standards and best practices for credit services and debt collection
Financial Ombudsman Service Guidelines: Guidelines for handling financial disputes and complaints
Doctrine of Privity of Contract: Legal principle establishing that only parties to a contract can enforce its terms
Debt Assignment Rules: Legal requirements governing how debts can be transferred between creditors
Consumer Rights Act 2015: Legislation establishing fundamental consumer rights and protections in the UK
