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Collection Dunning Letters are essential tools in the debt recovery process under English and Welsh law. These letters serve as formal payment demands when accounts become delinquent, typically sent after initial payment deadlines have passed. A Collection Dunning Letter must balance assertiveness with compliance, adhering to FCA guidelines and consumer protection regulations. It should clearly state the debt amount, payment terms, and consequences of non-payment while avoiding harassment or unfair practices. The document is crucial for establishing a paper trail for potential legal proceedings and demonstrating reasonable attempts at debt collection.
